Hi, I'm Richard!
I’m a financial adviser at Richard and Associates, a family-run practice where I work alongside my father. Having grown up in Cape Town and built my career within our family business, I’ve seen firsthand how thoughtful financial planning can support families through every stage of life.
Whether it’s planning for their first home, navigating the education journey for their children, preparing for overseas holidays, or even setting the groundwork for a comfortable retirement, I aim to be a guiding force. My goal is to give clients the knowledge and confidence they need to make informed decisions and build a future they feel secure about.
Seeing families gain clarity and take control of their financial journey is what makes this work truly rewarding for me.
More about me
Experience
I have been part of the family practice for the past ten years and have been working as a Financial Adviser at Old Mutual for the last six years, gaining hands-on experience in guiding individuals and families through their financial journeys.
Qualifications
I hold a Diploma in Marketing and Management from Durbanville College (2013) and a Higher Certificate in Financial Planning from Milpark Business School (2022), which have given me a strong foundation in both business and financial planning.
Personal
I’m happily married and became a dad in 2024, which has given me an even deeper understanding of why planning ahead matters. When I’m not working, you’ll usually find me fishing, adding to my collection of historical South African banknotes, or spending time outdoors hunting.
OUR SERVICES
Personalised financial planning that grows with you
Personal & business insurance coverage
Life can be unpredictable, but your insurance coverage shouldn’t be. We provide customised solutions tailored to your unique needs: Life Insurance, Disability and Critical Illness Cover & Business Insurance.
Savings & Investment strategies
Building wealth isn’t just about saving, it’s about strategic investment. We’ll help you create a personalised plan that aligns with your goals, risk tolerance, and timeline to maximise returns while securing your financial future.
Retirement
Planning
Achieving a stress-free retirement starts with the right plan. Whether you’re just starting or approaching retirement, we’ll guide you through building your fund, optimising investments, and minimising tax impacts to help you enjoy the retirement you’ve envisioned.
Wills & estate
planning
We provide expert advice on drafting wills, establishing trusts, and minimising estate taxes so your wishes are honoured and your loved ones cared for. We ensure a holistic approach to managing your financial security and growth, now and for the years to come.
PEACE OF MIND, FOR YOU AND YOUR FAMILY
Why clients choose us
Clients choose Prinsloo and Associates because we offer more than financial products. We offer reassurance, long-term guidance, and a genuine commitment to their well-being.
Our advice is personalised, practical, and always aligned with your family’s best interests. With us, you can feel confident knowing your financial future is in caring, capable hands.
WHY US?
A family business built on trust
Richard and Associates is a family-run financial advisory practice, rooted in long-term relationships and guided by a deep understanding of family life. Founded on nearly three decades of experience, our practice is led by father and son, working side by side to help clients navigate life’s financial decisions with confidence.
We believe financial planning is not just about numbers, it’s about people, their stories, and the futures they want to build for their families. From young professionals buying their first home to parents planning for education, travel, and retirement, we walk alongside our clients through every stage of life.
Meet my team
Richard Prinsloo (Snr.)
He brings nearly 30 years of experience as a financial adviser, with a deep understanding of how financial planning impacts families across generations.
082 660 8451
CONNECT WITH US
Start Your Journey to Financial Prosperity
Effective financial planning begins with a simple conversation. Reach out to connect with us, and let’s talk about where you are now, where you’d like to be, and how we can help you get there.
